Car Finance Calculator

Representative APR
Total Repayment
Total Cost of Credit

1. Get approved

We search a large panel
of lenders to get you the
best deal

2. Choose a car

Once approved, buy your car from any reputable dealer

3. Sign & collect

Sign the paperwork, collect your car and enjoy!

As a broker and not a lender, we compare over 100 products.

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Frequently Asked Questions

Q. What are your opening hours?

A. We are open Monday to Friday 8am – 8pm, Saturday 9am – 5:30pm and Sunday 11am - 5pm. You can contact us on 0333 247 1247.

Q. Do I have to choose my car before I apply?

A. No, you don't. If you apply before finding a car, you can get an idea of what your budget is and shop for a car accordingly. If you have found a vehicle, we just ask for you to let your Carfinance247 advisor know.

Q. Where can I buy a car from?

A. You can choose a car from any reputable dealership in the UK! Once approved, we'll ask you to let your finance advisor know the details of the car you'd like to finance so that we can carry out all the necessary vehicle and dealer checks for you.

Q. Do I need a deposit?

A. In the vast majority of cases, a deposit isn't required when purchasing a car. There are rare occasions whereby the lender may well ask for a deposit to strengthen your application, but we will let you know straightaway if this is the case.

Q. I've got bad credit, can you help?

A. We work with a large number of lenders, many of whom specialise in providing finance to those with poor credit, so there is a good chance that we can get you accepted for finance.

Q. How long does it take to get a decision?

A. If you apply during our opening hours, we aim to have a decision for you within 2 hours.

Q. How much will it cost?

A. This depends on a number of factors, such as the cost of the car you are looking to finance and your credit rating. You can use our car finance calculator to get a rough guide of repayments. Upon application and approval, we will provide you with a personalised no-obligation quote so you can see what is being offered before you decide to go ahead.

Q. What type of driving licence do I need?

A. We can help customers will full UK, EU or International licences, and even have lenders that can help those with provisional licences.

Q. How old do I need to be?

A. We are able to provide finance to those aged 18 and over.

Q. What vehicles can I get finance for?

A. We can provide finance for a range of vehicles, including cars, motorbikes, vans and motorhomes.

Your Information - Our Promise

We promise to use your information to help you get car finance, and for no other reason. To get you car finance, we might have to use your data to run credit searches, or share it with one of our lenders.

We don't send you junk mail, but we will use your contact information to update you about the status of your application or to ask you for further information if required. We always try to make this relevant, but if you'd prefer not to hear from us again you can opt out at any time.

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Responsible Lending - Helping You to Manage Your Money

Getting your finance quote before you locate a vehicle gives you time to consider the rates and monthly repayments, so you can work out whether the deal is affordable for you. You can get advice from your personal finance advisor who is there to guide you through every step of the process. It's always a good idea to check which tax band a car is in, and get an insurance estimate too before you buy as this prevents any last minute surprises.

We're committed to ensuring you can reasonably afford your repayments, and as an FCA regulated broker we base our offer on your credit history and income. We'll also thoroughly explain the terms and obligations before you sign your agreement to make sure you're happy to proceed.

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